$590,000
Median Listing Price
September 2026
-0.4% YoY
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New Hampshire Real Estate Guide
Understand the New Hampshire Market
New Hampshire Real Estate Market
New Hampshire's statewide listing data is useful context, but it should not be treated as a valuation for any individual property.
In September 2026, New Hampshire recorded a median listing price of $590,000, 3,520 active listings, a median 59 days on market, 1,794 new listings. These are listing-market metrics rather than closed-sale prices, so they are best read alongside current local comparable sales.
Compared with the same month one year earlier, asking prices were 0.4% lower than a year earlier, and buyers had 4.7% more homes to choose from. Conditions still differ considerably by metro, city and property type.
3,520
Active Listings
September 2026
+4.7% YoY
59 days
Median Days on Market
September 2026
+25.5% YoY
1,794
New Listings
September 2026
-8.3% YoY
Market data updated
Source: Federal Reserve Bank of St. Louis (FRED), New Hampshire housing inventory data, September 2026
Major Real Estate Markets in New Hampshire
New Hampshire is compact geographically, but its housing markets can behave very differently. Instead of looking for a subjective list of the “best” places to live, compare the housing, inventory, ownership costs, commute needs, and property types that fit your goals.
Portsmouth
Portsmouth illustrates why statewide averages need local context: its price trends have at times moved differently from other New Hampshire markets. Buyers and sellers here should rely on current Portsmouth comparables and inventory rather than assuming statewide price movement applies locally.
Manchester
Manchester provides a substantially different housing profile. Census data for 2020–2024 reports an owner-occupied housing rate of 48.7% and a median value of $365,600 for owner-occupied units. Those figures are not current listing prices, but they help illustrate how Manchester's housing profile differs from the state overall.
Concord
Supply is an especially important part of the Concord conversation, where inventory has been far below levels of a decade ago. Buyers should be prepared for property-specific competition, while sellers still need to price from current comparable sales rather than assuming limited inventory guarantees a particular result.
Keene
Keene offers another distinct housing-cost profile. Census estimates for 2020–2024 place the median value of owner-occupied housing units at $252,500, compared with $402,500 statewide over the same Census period. Keene has also undertaken a local housing-needs analysis and adopted housing-related zoning changes, reinforcing the importance of checking current inventory and property-specific rules rather than extrapolating from the rest of New Hampshire.
Buying & Moving in New Hampshire
Buying a Home in New Hampshire
New Hampshire buyers should look beyond the listing price when deciding what they can comfortably purchase. Financing, cash needed at closing, municipal property taxes, and local inventory can materially change the numbers from one property to another.
One state-specific resource worth checking early is New Hampshire Housing. Its current homebuyer programs offer eligible borrowers options for down-payment and closing-cost assistance of up to $15,000, including fixed assistance amounts of $5,000, $10,000, or $15,000 with qualifying mortgage options. Program rates, income limits, underwriting requirements, funding, and eligibility can change, so confirm current terms directly with New Hampshire Housing or an approved participating lender before relying on an assistance amount.
An experienced buyer's agent can help you separate statewide market headlines from the conditions affecting the specific property and municipality you are considering. That includes reviewing comparable sales, current competition, contract terms, and the transaction timeline without steering you toward or away from an area based on protected characteristics.
Featured program
New Hampshire Housing Homebuyer Assistance
New Hampshire Housing currently offers eligible borrowers mortgage options with down-payment and closing-cost assistance of up to $15,000. Current program materials describe fixed assistance amounts of $5,000, $10,000, or $15,000 with qualifying mortgage options.
Rates, income limits, underwriting requirements, funding, property rules, and other eligibility conditions can change. Review the current program terms with New Hampshire Housing and an approved participating lender before relying on a particular assistance amount.
- Potential assistance
- Up to $15,000 for eligible borrowers
- Published options
- $5,000, $10,000, or $15,000 fixed assistance amounts
- Mortgage
- Qualifying New Hampshire Housing mortgage option required
- Eligibility
- Income, underwriting, funding, and property requirements apply
New Hampshire Housing rates, income limits, funding, underwriting requirements, assistance amounts, property rules, and other terms can change. Confirm current eligibility and program availability with New Hampshire Housing or an approved participating lender before relying on a particular assistance amount.
New Hampshire Seller Resources
Selling a Home in New Hampshire
New Hampshire sellers are entering a market with stronger transaction activity than a year ago, but that does not make pricing automatic.
In September 2026, New Hampshire's statewide median listing price was $590,000, down 0.4% year over year. Active listings were up 4.7% and new listings were down 8.3%. Inventory has remained well below pre-2020 levels.
For a seller, that combination makes local pricing discipline especially important. More buyers and pending transactions can support showing activity, but additional listings also mean buyers have more alternatives than they did when inventory was even tighter. Meanwhile, the difference between recent Portsmouth, Nashua, and Concord conditions shows why a statewide percentage should never replace a current comparative market analysis for the property being sold.
Before listing, ask your agent to show you the most relevant recent closed sales, active listings competing for the same buyers, pending sales when reliable information is available, how long comparable properties have been exposed to the market, and whether recent local pricing is moving differently from the statewide trend.
The goal is not simply to list high or sell fast. It is to choose a launch and negotiation strategy grounded in what buyers are actually doing in your part of New Hampshire.
Ownership costs
Property Taxes and Real Estate Transfer Tax in New Hampshire
Two costs deserve special attention when planning a New Hampshire purchase or sale: local property taxes and the state real estate transfer tax.
Property Taxes Are Local
New Hampshire's Department of Revenue Administration explains that local property taxes based on assessed valuation are assessed, levied, and collected by municipalities. Buyers should not rely on a single “New Hampshire property-tax rate.” Review the actual assessment, current municipal rate, and available property-specific information for the home you are considering.
For relocation buyers in particular, comparing two similarly priced homes in different municipalities without comparing their tax obligations can produce an incomplete picture of ongoing ownership costs.
New Hampshire Real Estate Transfer Tax
Under current New Hampshire Department of Revenue Administration guidance, the real estate transfer tax is imposed on both the buyer and the seller at $0.75 per $100 of the price or consideration for covered transfers. Applicability and exemptions can depend on the transaction, so confirm the current treatment with the appropriate closing, tax, or legal professional.
This is one reason buyers should budget for more than the down payment and sellers should evaluate expected net proceeds rather than focusing only on the sale price.
Budget for the Full Transaction
Down payments, lender and title charges, inspections, prepaid items, transfer taxes, and other settlement expenses can all affect the cash needed to close. Estimate those costs before making an offer and confirm the final figures with your lender and closing professionals.
Estimate Your New Hampshire Closing Costs
Get a clearer starting point for lender, title, prepaid and transaction expenses before making an offer.
Relocation guide
Moving to New Hampshire
A New Hampshire relocation decision works better when you compare markets instead of treating the entire state as one housing environment.
Portsmouth, Manchester, Concord, and Keene already demonstrate different ownership profiles, inventory conditions, and price patterns. The right comparison depends on your budget, preferred property type, work and commute needs, current inventory, municipal taxes, and the homes actually available when you are ready to move.
An affirming relocation agent should help you evaluate those objective factors without making assumptions about where you “belong” because of your sexual orientation, gender identity, relationship, family structure, race, religion, disability, or another protected characteristic.
If you are moving from another state, it can also help to line up your real estate team before touring homes. That gives you time to confirm financing, understand New Hampshire-specific transaction costs, identify the local markets that meet your objective criteria, and decide how quickly you need to act once the right property appears.
- Housing budget
- Monthly ownership cost
- Commute and travel
- Property type
- Current inventory
- Municipal taxes
- Insurance and maintenance
- Transaction timeline
Choosing the Right Real Estate Support
How to Choose an LGBTQ+ Affirming Realtor in New Hampshire
Affirming service matters, but it should come with real professional competence. Look for a professional who can combine respectful client service with demonstrated knowledge of the transaction and the local market.
When interviewing a New Hampshire real estate professional, ask about recent experience representing buyers or sellers in the specific market you are considering, communication expectations and response times, relocation experience if you are moving from another state, and how the agent compares communities using objective real estate criteria without steering.
Verify Through OPLC
Use the Office of Professional Licensure and Certification's current resources to check a New Hampshire real estate professional's credentials.
Recent Local Experience
Ask about current work in the New Hampshire market, property type, price range, and transaction type you need.
Relocation Support
If you are moving from another state, discuss financing, timing, tours, remote coordination, and closing logistics early.
Respectful Communication
Your agent should respect your identity, household, relationships, names, privacy, and decision-makers.
Objective Guidance
Choose a professional who compares locations using housing and transaction factors without steering.
Also ask how the agent coordinates with lenders, inspectors, closing professionals, and other transaction participants, and how they treat partners, spouses, names, pronouns, family structures, and privacy.
New Hampshire's Real Estate Commission administers the state's real estate licensing law, and the Office of Professional Licensure and Certification provides license-search resources for checking professional credentials. License verification does not tell you whether an agent is the right interpersonal fit, but it should be a basic part of your due diligence.
Pride Real Estate Connections can make the introduction, but you remain free to interview the matched professional and decide whether that person has the local experience, communication style, and approach you want.
Consumer resources
Fair Housing and LGBTQ+ Housing Resources in New Hampshire
New Hampshire provides explicit state-level housing protections.
As of August 15, 2026, RSA 354-A:8 recognizes the right to obtain housing without discrimination based on several protected characteristics including gender identity, and separately states that the rights provided by the section may not be denied because of a person's sexual orientation.
The New Hampshire Commission for Human Rights administers the state's Law Against Discrimination. Under the current version of RSA 354-A:21, a person claiming to be aggrieved by an unlawful discriminatory practice may file a verified written complaint with the Commission, and the statute states a 180-day filing deadline for complaints filed by an aggrieved person. Because filing deadlines and legal procedures matter, verify the current requirements directly with the Commission or a qualified attorney rather than relying on a website summary.
HUD's Office of Fair Housing and Equal Opportunity also accepts reports of housing discrimination under federal law and maintains a New Hampshire-facing complaint resource.
For broader statewide LGBTQ+ advocacy and policy information, 603 Equality is a New Hampshire statewide LGBTQIA+ advocacy organization. It is a community resource, not a substitute for a government fair-housing agency or legal counsel.
This information is educational and is not legal advice.
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Program details, eligibility, and funding can change. Pride REC does not provide lending, tax, insurance, or legal advice. Confirm current terms with qualified local professionals and the relevant program administrator.
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FAQs
New Hampshire LGBTQ+ Real Estate FAQs
Everything you need to know about finding your perfect LGBTQ+ real estate agent in New Hampshire.
Considering a State Near New Hampshire?
Many moves come down to comparing two or three states. Each guide below covers that state's market conditions, buyer programs, ownership costs, and housing resources.
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